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THURSDAY, April 5, 2018 (HealthDay News) — The Affordable Care Act’s Marketplaces covered a disproportionate share of non-elderly adults with high health care risks in the 2014 to 2015 time period, according to a study published in the April issue of Health Affairs<\/i>.<\/p>\n
Michael Karpman, from the Urban Institute in Washington, D.C., and colleagues assessed use of private non-group health insurance through federal and state-based Marketplaces among non-elderly adults with chronic conditions from July 2014 to December 2015.<\/p>\n
The researchers found that over the study period, 45 percent of Marketplace enrollees aged 18 to 64 years were treated for chronic conditions, compared to 35 percent of non-Marketplace non-group enrollees and 38 percent of adults with employer-sponsored insurance. Compared to other privately insured adults, Marketplace enrollees also had higher service use, which likely contributed to rising premiums in the non-group market.<\/p>\n
“As repeal of the ACA individual mandate takes effect in 2019, protecting coverage gains for adults with chronic conditions while stabilizing non-group premiums may depend on state-level efforts to spread the risk of Marketplace enrollees’ health care costs across a balanced insurance pool,” the authors write.<\/p>\n
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